Frequently Asked Questions

Below are some commonly asked questions about the small business loan program. If you don’t see the answer to your question below, feel free to send us a note.

Frequently Asked Questions

How much money can I borrow?

ePlus Lending offers loans from $5,000 up to $50,000. Loan amounts are determined after application review.

What can I use my loan for?

Loan funds can be used for business expenses, including but not limited to:

  • Start-up costs

How do I know how much my loan payments will be?

To get a sense of how much your monthly loan payments will be, you can use this loan payment calculator. Official payment amounts will be determined once a loan is approved.

How do I know if I am eligible?

To view our eligibility requirements, visit our Terms & Eligibility page.

How will my Credit score affect my eligibility?

Your credit score alone will not qualify or disqualify you for a loan, but it may impact the approved loan amount.

How soon can I get my money once my loan is approved?

Once your loan is approved, you will receive funds within 1-2 weeks.

Is there a fee to apply?

ePlus Lending charges a $50 application fee.